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Two separate origins take part: the bank (card + WebAuthn credential) and the wallet (device key). The network mints a DPAN when the wallet registers, and that is the moment it earns its place in DPC.

Step 1 · Bank

Add a fictional card and create the SPC credential at .

Open Northfield Bank enrollment ↗ …

Step 2 · Wallet

Use the simulated phone on the right (or open the wallet URL on a real phone: ). It generates a non-extractable P-256 key and registers the public half.

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Then

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